Disclosures & privacy.

Regulatory status

Investment Sangam is an AMFI-registered Mutual Fund Distributor. We distribute mutual fund schemes and insurance products and may receive commission from the product providers. Information on this website is for general awareness and education. It is not personalised investment advice.

Mutual funds

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

Past performance may or may not be sustained in future.

Insurance

Insurance is the subject matter of solicitation. For details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

In unit-linked plans, the investment risk in the portfolio is borne by the policyholder.

Insurance products are underwritten by the respective insurance companies. Policy benefits, exclusions and waiting periods vary by product and insurer.

Beware of spurious phone calls and fictitious or fraudulent offers. IRDAI does not sell insurance policies, announce bonuses or invest premiums. If you receive such calls, please lodge a police complaint.

Fixed deposits

Company fixed deposits are not covered by DICGC deposit insurance. Returns depend on the issuer's ability to pay.

Calculators

Figures are illustrative, computed at the rate you choose. They are not a promise of returns. Actual returns depend on the scheme and market conditions.

The life-cover estimate uses a common rule of thumb (10–15 times annual income, plus outstanding loans, minus existing cover). It is a starting point for a conversation, not a recommendation.

Tax

Tax benefits are as per prevailing tax laws and are subject to change. Deductions under 80C / 80D apply to the old tax regime.

Tax figures on this site reflect rules applicable at the time of writing. Please consult a tax professional for your specific situation.

Privacy

When you fill in a form on this site, we collect only the details you give us (name, phone, email and your message) and use them only to respond to your enquiry. We do not sell or share your personal information with third parties for marketing.

We use Google Analytics to understand, in aggregate, how visitors use this site. It sets cookies in your browser, which you can block or delete in your browser settings. We do not use advertising cookies.

Trademarks

Names and logos of insurers and fund houses are trademarks of their respective owners. They are shown to indicate products we distribute and do not imply endorsement.

Grievances

For any concern, write to investmentsangam@gmail.com or call +91 99102 06555. We aim to respond within two working days.